Benefits:
Instant Loan Approval
Can be availed multiple times
Flexibility in Repayments
Minimal Documentation
Whom to sell?
Customer with HDFC Bank Credit Card
Customer with No long-pending amount
Good Bureau History
No Past delay in Credit Card Payment
No Ongoing Loan or EMI on Credit Card
How it works?
1. Watch the training video and share the link with eligible customers in your network.
2. The customer needs to enter and verify their mobile number using OTP, which should be linked to their Aadhaar and PAN.
3. The customer needs to fill in basic details according to the PAN Card.
4. Then, they need to fill in personal and business details, after which they will be shown the recommended products as per their eligibility.
5. Select HDFC Smart EMI and proceed to complete the application process.
6. If the customer is not eligible for HDFC Smart EMI, they can choose any other product from the recommendations.
7. After choosing HDFC Smart EMI, they will be redirected to the HDFC web page.
8. Sign up with a mobile number and the last four digits of HDFC Bank's Credit Card on the web page, and share the OTP.
9. Fill in your Personal and Professional Details.
10. If eligible, you will be redirected to the Loan Page.
Terms & Conditions
Payout T&C
1. In case the customer gets rejected and is redirected to the Personal Loan journey, the payout will not be applicable for that lead
Other T&C
1. Customer must have an HDFC Bank Credit Card.
2. No past delay in Credit Card payments.
3. No ongoing loan or EMI on the Credit Card.
4. Loan amount should be more than or equal to ₹25,000.
5. PAN and Aadhaar should be available.
6. Date of Birth on PAN and Aadhaar should match.
7. User must apply from their own device and mobile number.
8. No loan/credit defaults or write-offs should be there.
9. No delays in other loan/credit payments.
10. Address should be complete, with no short forms, and include proper landmarks.
11. The name on all documents should be the same.
12. Payout will be received only after successful credit line disbursement.
13. Loan application process should be completed in a single joumey.
14. The partner should not accept any payment or give any incentive to the customer.
15. The partner is expected not to make false promises or provide wrong and misleading information to the customer.