Benefits:
Lifetime Free Credit Card - No joining or annual fees.
Use Anywhere - Pay via any UPI app with your virtual card
Instant Activation-Simple onboarding and verification
No Minimum Spend required to use your card
2x Assured Cashback on every "Scan & Pay" transaction
Instant Cashback Credit - Redeem anytime, directly to your bank account
Whom to sell?
1. Age: Primary Cardholder: 22-45 years
2. Annual Income > 3 Lakh
3. CIBIL Score > 720
How it works?
1. Watch the training video.
2. Share the link with everyone in your network(friends/customers).
3. Your customer clicks on the shared link and it will redirect to the play store & download the Kiwi app.
4. Customers need to enter the mobile number and enter OTP to proceed.
5. Customer needs to complete the application process by verifying PAN.
6. Enter a personal details, career details, address details.
7. Depending on the customer's eligibility he will be given an option to complete his KYC digitally or offline. Customers should prefer doing a digital video KYC for maximum chances of approval.
8. You will get your payout only after the card is Activated (Customer should make first transection from kiwi app using this credit card)
Terms & Conditions
Payout will be released in two parts: ₹100 on successful card dispatch and remaining payout on successful card activation.
Customer needs to do a minimum 100 transaction for activation and payout eligibility.
1. Customers should have a valid Aadhaar number and PAN card
2. Customers should use the same number that is linked to their Aadhaar while processing the application.
3. The customer's address should be from eligible PIN Codes.
4. You will get your payout only after the card is Activated (Customer should make first transection from kiwi app using this credit card)
DOs'
1. Complete the process in a single journey.
2. Target Customers:
Age: Primary Cardholder: above 21 years.
Annual Income > Annual Income > ₹3 Lakh
CIBIL Score > 720
3. Customers who receive salary in the form of cash will be considered 'Self Employed'.
4. Provide correct address details and specify if current address is not the same as permanent address.
5. Fill the entire address and not short-forms. Always ask your customers to enter a landmark near their address,
6. Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in past 1-2 months
7. Avoid customers who have a utilization of more than 70% on previous cards.
8. Check pincodes availability.
DON'TS
1. All fraudulent leads will be rejected.
2. Avoid any mismatches between PAN and Aadhaar Card.
3. Customers should not be existing users of the product.
4. Multiple applications are not allowed from the same device/number.
5. Residence address and office address should not be same (for salaried customers).
6. Misrepresentation: Agents claims to be from Yes Bank-Strictly not allowed.
7. Credit Limit Commitments: No commitments regarding credit limits should be made to customers.
8. Card Type: Yes Bank issues only virtual cards. References to physical/plastic cards must be avoided.
9. Neon Rewards: Please communicate benefits accurately. Cashback (up to 5%) is applicable only when the customer enrolls in Neon membership and meets the eligible spending threshold,