Benefits:
Extraordinary Rewards. Ready for You.
Get back 1st year membership fee as NeuCoins on doing a transaction within 90 days
Up to 10% cashback as NeuCoins on every TATA Neu App transaction.
1 NeuCoin = ₹1
Up to 8 Complimentary Domestic and 4 Intemational Lounge Access
1% Fuel surcharge waiver
Renewal fee waived on annual spends of ₹1 Lakh or ₹3 Lakh (depends on variant)
HOPE BASK
Whom to sell?
1. ₹0 Payout for existing HDFC Credit Card holder customers.
2. Monthly Income: Salaried Employees > ₹25,000
3. Self Employed: 6 Lakhs ITR per annum
4. Age: 21 to 65 years
5. Customer needs to do a minimum 100 transaction for payout eligibility.
6. Deduction of ₹320 would be applicable if customer opts for Biometric(Phyical) KYC instead of Video KYC.
7. Flat payout of 1200 for pre approved cases
How it works?
1. Watch the training video.
2. Share the link with everyone in your network(friends/customers).
3. Your customer clicks on the shared link and redirects to your personalized lead generation page, where they should fill their basic details.
4. Then they will be redirected to HDFC bank's credit card application page, where they are required to complete the application process.
5. They can choose the credit card of their choice, from the list of eligible credit cards.
6. They need to upload the required documents and complete video KYC in 72 hours.
7. In some cases, bank executives may visit the customer for income document collection & biometric KYC.
8. Once the KYC is completed, their card will be dispatched to the given address.
9. Your income gets credited to your linked bank account during the payout cycle.
10. As per RBI guidelines, customers need to activate the card by doing at least one transaction for you to be eligible for full payout,
11. Tracking time: 7 days Click on 'Complete KYC & accept the term & condition.
12. While completing the Video KYC following points are to be ensured: -
a. There should be no background noise and hence a quiet space is suggested while taking the Video KYC
b. PAN card, pen & blank paper should be handy with the customer
c. The answers to following security questions must be known like Pin code, Mother's name, DOB, etc. Customer needs to remember all the details which were filled in the process.
13. Customer needs to do a minimum 100 transaction for payout eligibility.
Terms & Conditions
1. Customer needs to do a minimum 100 transaction for payout eligibility.
2. Deduction of ₹320 would be applicable if customer opts for Biometric (Phyical) KYC instead of Video KYC.
3. Flat payout of 1000 for pre approved cases
4. O payout if the customer already holds an HDFC Credit Card(ETCC) cases.
DOs'
1. Complete the process in a single journey.
2. Target Customers:
-Age > 21 years
-Good Credit Score
-Monthly Income > ₹20,000
3. Customers who receive salary in the form of cash will be considered 'Self Employed'.
4. Provide correct address details and specify if current address is not the same as permanent address.
5. Fill the entire address and not short-forms. Always ask your customers to enter a landmark near their
address.
6. Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in past 1-2 months
7. Avoid customers who have a utilization of more than 70% on previous cards.
8. ₹0 Payout for existing HDFC Credit Card holder customers.
DON'TS
1. All fraudulent leads will be rejected.
2. Avoid any mismatches between PAN and Aadhaar Card.
3. Customers should not be existing users of the product.
4. Multiple applications are not allowed from the same device/number.
5. Residence address and office address should not be same (for salaried customers).