Benefits:
Welcome benefit: Earn 100% valueback on Fuel
4% valueback on fuel transactions
UPI - Rupay Credit Card
Annual Fee waiver on ₹3.5 lakhs annual spends
10% discount on Book My Show movie tickets
Whom to sell?
1. Age: 21-60 years
2. Customers with good credit Score
3. Self employed customers with Zero credit score i.e. no credit history are not eligible
4. Income criteria:
- Salaried with Good credit score Income above ₹15,000 Per month
Salaried with Zero credit Score Income above ₹25,000 Per Month
- Self Employed with Good credit Score-Income above ₹30,000 Per Month
Self Employed with Zero credit score l.e. no credit history Not allowed.
5. Document Required PAN, Aadhaar, Income Proof
6. Customer must be within 50km of their Aadhar or Communication address during Video KYC.
How it works?
1. Watch the training video to understand the process and guidelines for smooth lead generation.
2. Share the unique link with everyone in your network friends, family, and customers.
3. When your customer clicks the shared link, they will be redirected to your personalized lead generation page. Here, they must fill in basic details such as name, mobile number, email, and more.
4. After completing the lead form, the customer will be redirected to Axis Bank's credit card application page to complete the application process.
5. The customer can choose the credit card of their choice from the eligible list.
6. The customer must upload required documents and complete the VKYC process within 72 hours. During VKYC:
* Agents will ask verification questions as shown on their screen:
* Mobile Number
* Permanent/Aadhaar Address PIN Code
* Communication Address PIN Code
* Date of Birth
* Configurable Question (e.g., Father's/Spouse Name, Mother's Name)
* Profiler Questions (2-3 from the following, with multiple choice options):
* Occupation (e.g., Salaried, Self-employed, Retired, Student, Housewife)
* Income (with distinct options)
* Credit Card Variant Applied For
* If name match is less than 100% (between 60%-99.99%), additional blocker questions will be asked. If match is below 60%, the case will be dropped.
* If the customer is referring to any document while answering, they must show the document to the agent. If it's a valid OVD (Officially Valid Document), the case proceeds; else, the case will be rejected,
7. In some cases, a bank executive may visit the customer for income document collection and biometric KYC.
8. Once KYC is completed successfully, the credit card will be dispatched to the customer's provided address.
9. Your income will be credited to your linked bank account during the payout cycle.
10. The customer must activate the credit card within 30 days by making the first transaction. If the card is not activated or is cancelled by the customer, a penalty will be charged.
11. No payout for Life Time Free cards or if the customer already holds an Axis Credit Card.
12. ₹700 payout for ETB (Existing to Bank) customers, and 20 payout for ETCC (Existing to Axis Credit Card) customers.
13. Best payouts apply only for NTB (New to Bank) customers.
Terms & Conditions
1. Customer's address should be from eligible PIN codes.
2. Customer must have a good bureau record with no negative remarks, no settlements, and no payment misses.
3. Customers with no past credit history (1.e., O credit score) are eligible if they are salaried and have a monthly income above ₹25,000.
4. Based on the customer's eligibility and selected card type, they may be required to upload additional documents such as the last three months' bank account statement, income tax return statement, and latest credit card statement.
5.. You will be eligible for payout once the card is dispatched.
6. Your customer must activate the credit card by making their first transaction within 30 days. If the card is not activated or is canceled by the customer, a penalty will be charged.
7. You must refer to your GroMo app only for any details regarding your payouts.
8. During VKYC, the customer must be within 50 km of their Aadhaar or communication address. VKYC agents will ask the following questions displayed on their screen:
* Mobile Number
* Permanent/Aadhaar Address PIN Code
* Communication Address PIN Code
* Date of Birth
* Configurable Question (e.g., Father's/Spouse's Name, Mother's Name)
* Additional blocker questions if name match is between 60%-99.99%. If name match is below 60%, the case will be dropped.
* Profiler Questions (2-3 from the following, with multiple choice options):
* Occupation (Salaried, Self-employed, Retired, Student, Housewife)
* Income (distinct options only, not in ±1 lakh range)
* Credit Card Variant Applied For
* If the customer refers to any document while answering, they must show it to the agent on call. If it's a valid OVD, the case proceeds; else, the case will be rejected.
10. Zero payout for Life Time Free cards and for customers who already have an Axis Credit Card.
11. ₹700 payout for ETB (Existing to Bank) customers and 20 payout for ETCC (Existing to Axis Credit Card) customers.
12. Best payouts are applicable only for NTB (New to Bank) customers.