Benefits:
Quick Approval
100% Online Application
Zero Hidden Charges
Collateral-Free
Minimal Documentation
No Foreclosure Charges (if paid from own sources)
Whom to sell?
Age: Between 24 and 55 years
CIBIL Score 720 +
Citizenship: The applicant must be an Indian citizen.
Available for both Salaried and Self-Employed
Annual Household Income: Minimum annual household income (declared) must be 3 lakh.
KYC Documents: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
How it works?
1. Watch the training video and share the link with eligible customers in your network.
2. The customer needs to enter and verify their mobile number using OTP which should be linked to their Aadhaar and PAN
3. The customer needs to fill in basic details according to the PAN Card
4. Then they need to fill personal and professional details, after which they will be shown the recommended products as per their eligibility
5. Select Poonawalla Fincorp Personal Loan and proceed to complete the application process.
6. If customer is not eligible for Poonawalla Fincorp Personal Loan, they can choose any other product from the recommendations
7. After choosing Poonawalla Fincorp Personal, you will be redirected to their web page
8. Sign up with the mobile number and provide basic personal and professional details.
9. Make sure the applicants should be of Indian origin at the time of applying for a loan.
10. No foreclosure charges, if paid from own sources.
11. The business should not fall under any list of blacklisted businesses.
12. The office location should not be on any negative list.
13. KYC Documents: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
14. Current residence Proof should be submitted if the person is residing elsewhere than the Aadhar-provided address.
15. The loan will get disbursed within 12-24 working hours if successfully submitted the application pendency.
Terms & Conditions
DOs
1. Share the "Best Loan Offer" link with customers to find their loan eligibility.
2. Follow up with customers to complete KYC and upload required documents.
3. For app-based loans, complete the process on the customer's device by using your shared link only.
4. Select the "self-employed" category if the customer does not receive salary in a bank account.
5. Check the pincode according to the customer's current address proof.
6. Use the "My Customer' section to check loan status and remind them to complete the process.
DON'TS
1. Don't provide any incorrect/false information like customer name, address, mobile number, or PAN in the loan application.
2. Don't edit or modify any documents for the loan application.
3. Identify yourself as a partner and not a brand/company employee/agent.
4. Never promise loan amount, interest rate, or processing fee upfront to the customers. The customer should always verify all the details on the brand's page or application.
5. Check the pincode according to the customer's current address proof.
6. Use the "My Customer section to check loan status and remind them to complete the process.
DON'TS
1. Don't provide any incorrect/false information like customer name, address, mobile number, or PAN in the loan application.
2. Don't edit or modify any documents for the loan application.
3. Identify yourself as a partner and not a brand/company employee/agent.
4. Never promise loan amount, interest rate, or processing fee upfront to the customers. The customer should always verify all the details on the brand's page or application.
ETIQUETTES
1. Identify yourself as a partner talking on behalf of the lender.
2. Request the customer's permission to proceed with the call. If denied permission, apologize and politely. disconnect..
3. Contact customers only during the office hours between 9:30 AM and 7:00 PM.
4. Don't argue or misbehave with the customer.
5. Always keep the conversation limited to business matters,
6. Always thank the customer for his/her time.
Other T&Cs
1. Partners should always strictly comply with all the applicable laws, rules, regulations, and government guidelines.
2. If the partner suppresses any information or gets involved in any fraudulent activity, then they will be liable for the losses, and their account and earnings shall be blocked or frozen.
3. The partner should not accept any payment or give any incentive to the customer,
4. The partner is expected not to make false promises or provide wrong and misleading information to the customer; if done so, they shall be held responsible for any claim arising due to it.
5. Partner is expected not to indulge in any malpractices, including but not limited to sharing his ID with others, subcontracting his work, using his own number instead of the customer's, not taking consent of the customer while processing the application, misselling, and not clearly explaining the details of the loan being offered.
6. In case the 1st 3 EMIs are not recovered from the customer, the payout shall be recovered, and your account might be blocked.