Benefits:
Instant loan approval
Only PAN, Aadhaar & basic salary proof required
For salaried Indian citizens only
Loan amount from ₹5,000 to ₹2,50,000
High approval efficiency with low salary threshold
Widest coverage with 8k+ active pincodes
Whom to sell?
Age: 21-58 years.
Minimum Monthly Salary: 18,000
Employment Type: Salaried with salary credited into bank
How it works?
1. Share the link with customer.
2. Once Customer opens Tez Credit link, the other details have to be filled.
3. Enters mobile number completes OTP verification.
4. Provides PAN & Aadhaar for initial eligibility check..
5. Enters salary details (minimum ₹18,000 required).
6. Uploads basic documents (ID proof + payslip/bank statement).
7. System runs underwriting check based on salary, credit history, and risk profile.
8. Customer receives eligible loan offer with amount & tenure.
Reviews agreement and completes e-signing.
9. Money disbursed instantly to the customer's bank account.
10. Customer repays loan as per schedule via auto-debit or UPI.
Terms & Conditions
DOS
Ensure the customer is salaried with ₹18k+ monthly income
Educate users on repayment schedules & charges
Follow up until KYC + document upload
Verify pincode serviceability (8k+ coverage)
DON'TS
Do NOT pitch to self-employed users
Do NOT misrepresent loan amount caps
Do NOT assure guaranteed approval
Do NOT encourage incorrect document uploads
ETIQUETTES
Introduce yourself as a GroMo Partner
Take customer consent before assistance
Maintain professional tone & timing (9:30 AM-7 PM)
Guide clearly through document and KYC steps
Thank the customer for applying
OTHER T&Cs
Partner must comply with lender, RBI & GroMo policies
Mis-selling or fraud leads to automatic payout deduction
Customer must complete correct KYC & provide genuine salary proof
Loan approval subject to underwriting, not guaranteed
All loans must be sourced via UTM-tracked