Benefits:
Instant Personal Loan of up to 5 Lakhs
Flexible Tenure of up to 36 months
Processing Fees: 2%-4% + GST
Lower Interest Rate
Fully Digital Process
Instant Approval in 6 minutes with Quick Disbursal
Whom to sell?
1. Age: 21-45 years.
2. Only Salarned Employees
3. Monthly Net Income > ₹20,000 (In bank account)
4. Credit Score > 650
5. No payment defaults or delay in last 12 months
6. No write offs within last 12 months
7. Not working in following industries - Agriculture, Arms and ammunition, Chit fund, Dal milling, Film production and distribution, Import and Export, security services
How it works?
1. Watch all the training videos and share the product link with your customer.
2. Customer will be redirected to the playstore where they have to download the app.
3. Signup via mobile OTP.
4. Give the required permissions.
5. Fill in personal details First Name, last name, PAN, D.O.B.
6. Personal email verification via OTP
7. Fill in professional details.
8. Credit bureau score will be checked.
9. Address verification via map.
10. A soft offer will be generated.
11. Complete KYC-Aadhaar, selfie verification.
12. Complete e mandate and auto payment setup.
13. Agreement signing.
14. Loan is disbursed in the account.
Terms & Conditions
DOs
1. Share "Best Loan Offer link with customers to find their loan eligibility.
2. Follow up with customers to complete KYC and upload required documents.
3. For app based loans, complete the process on the customer's device by using your shared link only.
4. Select "Self Employed category, if the customer does not receive salary in a bank account.
5. Check the pincode according to the customer's Current Address proof..
6. Use the "My Customer section to check loan status and remind them to complete the process.
7. Customer details (PAN, phone number, etc) on lender's application should be same.
DON'TS
1. Don't provide any incorrect/false information like customer name, address, mobile number, PAN in the loan application.
2. Don't edit or modify any documents for the loan application..
3. Identify yourself as Partner and not brand/company employee/agent.
4. Never promise loan amount, interest rate or processing fee upfront to the customers. The customer should always verify all the details on the brand's page or application.
ETIQUETTES
1. Identify yourself as a Partner talking on behalf of the lender.
2. Request customer's permission to proceed with the call. If denied permission, apologize and politely disconnect..
3. Contact customers only during the office hours - between 9:30 AM to 7:00 PM.
4. Don't argue or misbehave with the customer.
5. Always keep the conversation limited to business matters.
6. Always thank the customer for his/her time.
Other T&Cs
1. Partner should always strictly comply with all the applicable laws, rules, regulations and government guidelines.
2. If the partner suppresses any information or gets involved in any fraudulent activity, then they will be liable for the losses and their account and earnings shall be blocked/freezed.
3. Partner should not accept any payment or give any incentive to the customer.
4. Partner is expected not to make false promises, or provide wrong and misleading information to the customer; if done so, they shall be held responsible for any claim arising due to it.
5. Partner is expected not to indulge in any malpractices including but not limited to sharing his ID with others, sub contracting his work, using his own number instead of customer's, not taking consent of customer while processing application, mis-selling and not clearly explaining the details of loan being offered.
6. In case, 1st 3 EMIs are not recovered from the customer, the payout shall be recovered, and your account might be blocked.