Benefits:
Instant approval & disbursal (in minutes for eligible profiles)
Minimal documentation- PAN, Aadhaar, selfie
100% online process (no branch visits)
Flexible amounts: ₹5,000 up to 5 Lakhs*
Flexible tenure options
No collateral or guarantor required
Whom to sell?
1. Available for salaried employees
2. Age: between 21 to 59 years
3. CIBIL score >650
4. Monthly Income > ₹15,000
5. PAN And Aadhaar should be there
6. О.О.В. оn PAN and Aadhaar should match.
7. User must apply from his own device and mobile number.
8. No loan/credit defaults, write-offs should be there.
9. No delays in other loan/credit payments over 30 days.
How it works?
1. Watch the training video and share the link with eligible customers in your network.
2. The customer needs to enter and verify their mobile number using OTP which should be linked to their Aadhaar and PAN.
3. The customer needs to fill in basic details according to the PAN Card.
4. Then they need to fill personal and professional details after which they will be shown the recommended products as per their eligibility
5. Select Kissht Personal Loan and proceed to complete the application process.
6. If customer is not eligible for Kissht Personal Loan, they can choose any other product from the recommendations
7. After choosing Kissht Personal Loan, you will be redirected to their app page
Download App from there.
8. Signup with a mobile number on the app. Enter email and name.
9. Upload KYC details like Aadhaar, PAN and D.O.B.
10. Provide and verify bank account details where you will receive the money.
11. Setup mandatory EMI auto-debit via NACH.
12. Withdraw money in bank account.
Terms & Conditions
1. Available for salaried employees.
2. Age: between 21 to 59 years
3. Cibil score >650
4. Monthly Income > ₹15,000
5. PAN And Aadhaar should be there
6. D.О.В. оn PAN and Aadhaar should match.
7. User must apply from his own device and mobile number.
8. No loan/credit defaults, write-offs should be there.
9. No delays in other loan/credit payments over 30 days.
10. Address should be complete, no short forms, with proper landmarks.
11. Name on all documents should be same.
12. Payout will be received only after successful credit line disbursement.
13. Loan application process should be completed in a single journey.
14. Partner should not accept any payment or give any incentive to the customer.
15. Partner is expected not to make false promises, or provide wrong and misleading information to the customer.
16. In case, 1st 3 EMIs are not recovered from the customer, the payout shall be recovered, and your account might be blocked.