Benefits:
Get Instant Access to Funds with Hero Fincorp Personal Loans
Easy Personal loan up to 5 lakh for all purposes
Collateral-Free Loan
Seamless login process
Simple repayment
Whom to sell?
Age: 25-45 Years
CIBIL Score Above 720
Monthly Income should be more than ₹25,000
Available for salaried and self employed individuals
How it works?
1. Share the link with everyone in your network (friends/customers).
2. A customer clicks on the shared link, which redirects them to the personalized page where they enter their personal details.
3. Customers will be redirected to the official website of Hero Fincorp, click on Apply now.
4. User fills in basic details like name and mobile number.
5. User enters personal information such as PAN and address.
6. A loan offer is shown based on credit bureau data.
7. If the user wants a higher amount, they go through a bank statement-based journey.
8. User completes KYC by uploading documents and taking a selfie.
9. Employment and income details are provided.
10. Repayment setup is done through Net Banking, Debit Card, or UPI Autopay.
11. User completes e-signing of the agreement and does a video KYC.
12. Final checks are done, and the loan amount is disbursed to the user's account.
Terms & Conditions
DOs
1. Share "Best Loan Offer" link with customers to find their loan eligibility.
2. Follow up with customers to complete KYC and upload required documents.
3. For app based loans, complete the process on the customer's device by using your shared link only.
4. Select "Self Employed category, if the customer does not receive salary in a bank account.
5. Check the pincode according to the customer's Current Address proof.
6. Use the "My Customer' section to check loan status and remind them to complete the process.
DON'TS
1. Don't provide any incorrect/false information like customer name, address, mobile number, PAN in the loan application.
2. Don't edit or modify any documents for the loan application.
3. Identify yourself as Partner and not brand/company employee/agent.
4. Never promise loan amount, interest rate or processing fee upfront to the customers. The customer should always verify all the details on the brand's page or application.
ETIQUETTES
1. Identify yourself as a Partner talking on behalf of the lender.
2. Request customer's permission to proceed with the call. If denied permission, apologize and politely disconnect.
3. Contact customers only during the office hours - between 9:30 AM to 7:00 PM.
4. Don't argue or misbehave with the customer.
5. Always keep the conversation limited to business matters.
6. Always thank the customer for his/her time.
Other T&Cs
1. Partner should always strictly comply with all the applicable laws, rules, regulations and government guidelines.
2. If the partner suppresses any information or gets involved in any fraudulent activity, then they will be liable for the losses and their account and earnings shall be blocked/freezed.
3. Partner should not accept any payment or give any incentive to the customer.
4. Partner is expected not to make false promises, or provide wrong and misleading information to the customer; if done so, they shall be held responsible for any claim arising due to it.
5. Partner is expected not to indulge in any malpractices including but not limited to sharing his ID with others, sub contracting his work, using his own number instead of customer's, not taking consent of customer while processing application, mis-selling and not clearly explaining the details of loan being offered.
6. In case, 1st 3 EMIs are not recovered from the customer, the payout shall be recovered, and your account might be blocked.