Whom to sell?
Age: 21 years & Above
Salary: Rs. 35000 and above, only bank
Geo: Pan India
Credit Score: Not Required
How it works?
1. Share the application link with eligible salaried individuals from target cities.
2. Customer installs the app or visits the web page to begin the application.
3. Enter mobile number and verify via OTP.
4. Fill in personal, professional, and income details.
5. Ensure the salary is > ₹35,000 and credited to a bank account.
6. Upload required documents: identity proof, address proof, bank statement, salary details
7. Flot evaluates the application using credit data & internal scoring
8. Upon eligibility, loan offer is shown.
9. Complete KYC and upload required documents.
10. If approved, complete e-sign/digital agreement
11. Loan amount is disbursed to your bank account
12. You repay via EMI schedule over 3-12 months
Terms & Conditions
DOS
1. Share only with eligible salaried users.
2. Verify salary mode - no cash/cheque-based income.
3. Ensure customer fills real and accurate details.
4. Guide customers on how to proceed with KYC and document upload.
5. Use approved creatives/content for outreach.
6. Track and follow up using "My Customer" section.
DON'TS
1. Don't share with self-employed or business owners.
2. Don't input false data or manipulate documents.
3. Don't promise specific approval or disbursal amount.
4. Don't operate outside the approved geo list.
5. Don't misrepresent yourself as a lender employee.
ETIQUETTES
1. Introduce yourself as a GroMo Partner
2. Always seek permission before starting a conversation.
3. Make calls between 9:30 AM to 7:00 PM only.
4. Keep the conversation professional and polite.
5. Thank the customer for their time and interest.