Benefits:
Instant sanction & quick disbursal (profile-based)
Contactless, fully digital application
Amount credited directly to customer's bank account
Transparent pricing shown before confirmation
Suitable for salaried customers needing quick funds
Whom to sell?
Age 25 to 50 years
NTC Allowed
Min monthly income INR 30,000 per month
Only for Salaried Person
Salary must be credited into the bank
How it works?
1. Watch the training video and share the link with eligible customers in your network.
2. The customer needs to enter and verify their mobile number using OTP which should be linked to their Aadhaar and PAN
3. The customer needs to fill in basic details according to the PAN Card
4. Then they need to fill personal and professional details after which they will be shown the recommended. products as per their eligibility
5. Select Brigtloans Personal Loan and proceed to complete the application process.
6. If customer is not eligible for Brigtloans Personal Loan, they can choose any other product from the recommendations
7. After choosing Brigtloans Personal Loan, you will be redirected to their web page
8. Signup with the mobile number and provide basic Personal and Professional Details.
9. Check loan eligibility.
10. Complete video KYC and verification process (this might take from 15 min to 48 hours)
11. If eligible then the loan will be sanctioned and disbursed within 24 hours.
Terms & Conditions
DOS
1. Share "Best Loan Offer link with customers to find their loan eligibility.
2. Follow up with customers to complete KYC and upload required documents.
3. For app based loans, complete the process on the customer's device by using your shared link only.
4. Select "Self Employed category, if the customer does not receive salary in a bank account.
5. Check the pincode according to the customer's Current Address proof.
6. Use the "My Customer" section to check loan status and remind them to complete the process.
DON'TS
1. Don't provide any incorrect/false information like customer name, address, mobile number, PAN in the loan application.
2. Don't edit or modify any documents for the loan application.
3. Identify yourself as a Partner and not brand/company employee/agent
4. Never promise loan amount, interest rate or processing fee upfront to the customers. The customer should always verify all the details on the brand's page or application.
ETIQUETTES
1. Identify yourself as a Partner talking on behalf of the lender.
2. Request customer's permission to proceed with the call. If denied permission, apologize and politely disconnect.
3. Contact customers only during the office hours - between 9:30 AM to 7:00 PM.
4. Don't argue or misbehave with the customer.
5. Always keep the conversation limited to business matters,
6. Always thank the customer for his/her time.
Other T&Cs
1. Partner should always strictly comply with all the applicable laws, rules, regulations and government guidelines.
2. If the partner suppresses any information or gets involved in any fraudulent activity, then they will be liable for the losses and their account and earnings shall be blocked/freezed.
3. The partner should not accept any payment or give any incentive to the customer,
4. A partner is expected not to make false promises, or provide wrong and misleading information to the customer; if done so, they shall be held responsible for any claim arising due to it.
5. Partner is expected not to indulge in any malpractices including but not limited to sharing his ID with others, sub contracting his work, using his own number instead of customer's, not taking consent of customer while processing application, mis-selling and not clearly explaining the details of loan being offered.
6. In case, 1st 3 EMIs are not recovered from the customer, the payout shall be recovered, and your account might be blocked.