Benefits:
1. Earn up to ₹18,000 cashback every year.
2. Up to 5% cashback on online spends.
3.1% cashback on UPI spends via IDFC FIRST Bank app.
4. 1% cashback on offline and essential category spends.
5. Up to 6% cashback on hotel & flight bookings via IDFC FIRST Bank app.
6. 20 joining fee (introductory offer).
7. FD-backed secured credit card with 100% credit limit of FD.
8. 1% fuel surcharge waiver.
9. Personal accident and lost card liability cover.
10. Complimentary roadside assistance.
11. 300+ merchant offers on dining and health & wellness.
12. Helps build and improve credit score.
Whom to sell?
Age: 18+
1. Customers who want a cashback credit card.
2. Customers who are okay to create a Fixed Deposit
3. Customers who want guaranteed approval.
4. First-time credit card users or customers with low CIBIL.
How it works?
1. Customer clicks on the product link shared by the GP
2. Customer fills basic details and starts the application.
3. Customer creates a Fixed Deposit with IDFC FIRST Bank,
4. Customer completes Video KYC.
5. Credit limit is assigned equal to the FD amount.
6. Card is issued and becomes active in the IDFC FIRST Bank app.
7. Customer can start using the card for UPI and card spends.
Terms & Conditions
1. This is an FD-backed secured credit card.
Minimum FD Amount is 10k
2. Credit limit is equal to 100% of the FD amount.
3. Customer can eam up to ₹18,000 cashback in a year.
4. 3% cashback on online spends up to ₹10,000,
5. 5% cashback on incremental online spends above ₹10,000.
6. 1% cashback on UPI spends via IDFC FIRST Bank app.
7. 1% cashback on in-store spends and essential categories like utility, insurance, education, etc.
8. Bonus 1% cashback on hotel and flight bookings via IDFC FIRST Bank app.
9. 70 joining fee in the first year (introductory offer).
10. Annual fee waiver available based on yearly spends.
11. 1% fuel surcharge waiver is applicable.
12. Cashback is credited as per bank's monthly cycle.