Benefits:
Loan up to ₹30 Lakhs for SMES
Fully digital process from login to disbursal
Instant eligibility & soft offers
Minimal documentation (GST/Udyam + DigiLocker KYC)
Dedicated support team (12x5 days, 8AM-8PM)
Whom to sell?
Age: 23-65 years
Eligible Profiles: Proprietors, Partnerships, Pvt Ltd, Companies, LLPs
Minimum Business Vintage: 1 years (with GST/Udyam)
Loan Amount: 21 Lakh-₹30 Lakhs
Only Business Owners/SMEs (Not for salaried individuals)
8. No delay/overdue on other loan/credit payments
How it works?
1. Watch the training video and share the link with eligible customers in your network.
2. The customer needs to enter and verify their mobile number using OTP which should be linked to their Aadhaar and PAN.
3. Enter PAN-business type auto-detected (Individual/Company/LLP).
4. Business details auto-fetched via GST/Udyam (editable).
5. CIBIL check runs; soft offer generated (BRE 1).
6. If not eligible, booster options via Banking (Account Aggregator/Net Banking/Upload).
7. Co-applicant may be required (loan >10 Lakhs or applicant aged 21-23).
8. Upload mandatory documents (Business Proof, Ownership Proof, etc.).
9. Complete DigiLocker KYC with Aadhaar OTP + Live Selfie.
10. Final loan offer displayed customer must accept KFS.
11. eNach mandate setup.
12. eSign via Aadhaar OTP.
13. Loan sanctioned and disbursed, LAN generated.
Terms & Conditions
1. Available for Self Employed only
2. Age: 23 to 65 years
3. Credit score >700
4. Income > ₹16,000
5. PAN And Aadhaar should be there.
6. Д.О.В. оп PAN and Aadhaar should match.
7. Valid Business proof and minimum 6 months of bank statement required..
8. User must apply from his own device and mobile number.
9. No loan/credit defaults, write-offs should be there..
10. No delays in other loan/credit payments.
11. Address should be complete, no short forms, with proper landmarks.
12. Name on all documents should be same.
13. Payout will be received only after successful credit line disbursement.
14. Loan application process should be completed in a single journey.
15. Partner should not accept any payment or give any incentive to the customer.
16. Partner is expected not to make false promises, or provide wrong and misleading information to the customer.