Benefits:
Loan options up to 30 k
Fast digital approval & disbursal (profile-based)
100% online process
Transparent repayment options (EMI or one-time)
Safe & secure journey
Whom to sell?
Age: 18+ years
Nationality: Indian residents
Profile: Salaried and self-employed
Credit Score: 650+ preferred
Customer must have a valid bank account and active mobile number
How it works?
1. Watch the training video and share the link with eligible customers in your network.
2. The customer needs to enter and verify their mobile number using OTP which should be linked to their Aadhaar and PAN
3. The customer needs to fill in basic details according to the PAN Card
4. Then they need to fill personal and professional details, after which they will be shown the recommended products as per their eligibility
5. Select My Money Bazaar Personal Loan and proceed to complete the application process.
6. If customer is not eligible for My Money Bazaar Personal Loan, they can choose any other product from the recommendations
7. After choosing My Money Bazaar Personal Loan
8. Share the My Money Bazaar link with eligible customers.
9. Customer opens the My Money Bazaar link/website and enters mobile number and completes OTP verification.
10. Customer proceeds to start the loan application (Apply Now).
11. Customer fills basic profile details (name, DOB, address, employment type, income).
12. Customer submits PAN and completes basic eligibility check.
13. Customer uploads/authorizes required verification (as prompted in the flow).
14. Customer selects the available loan offer (loan amount + tenure/repayment plan).
15. Customer adds bank account details for disbursal.
16. Customer completes KYC/verification steps (as shown in the journey),
17. Customer sets up repayment method (mandate/eNACH if prompted).
18. Customer accepts the final offer and completes digital consent/e-sign (if required).
19. Loan gets approved and amount is disbursed to customer's bank account.
Terms & Conditions
DOs
Share the link only with eligible customers.
Ensure customer uses their own mobile number and completes journey on their own device.
Ask customer to keep PAN and bank details ready for smooth completion.
Follow up for KYC, mandate setup, and eSign completion.
Track application status and remind customer to finish pending steps.
DON'TS
Don't enter false or incorrect customer details (PAN, name, income, address).
Don't edit/modify documents or misrepresent identity details.
Don't promise guaranteed approval, loan amount, ROI, or disbursal time.
Don't take any money from the customer for application/support.
Don't process application without customer consent.
ETIQUETTES
Identify yourself as a GroMo Partner (not company employee).
Take customer permission before starting the conversation.
Call only between 9:30 AM to 7:00 PM.
Keep the discussion limited to business only.
Be polite and professional; avoid arguments.
Thank the customer for their time.
Other T&Cs
Loan approval and disbursal depend on the customer's eligibility and verification outcome.
Charges, ROI, tenure and final amount are shown in the journey and may vary by customer profile.
Any mis-selling, fraud, or incorrect information can lead to payout reversal and account action.
Customer must repay on time to avoid penalties and negative credit impact.