Features Benefits
Earn Up to 18,000 Cashback Every Year!
Up to 5% Cashback on online spends
1% Cashback on UPI spends via IDFC FIRST Bank Mobile App
1% Cashback on in-store swipes & essential categories (utility, insurance, education, etc.)
Bonus 1% Cashback on hotel & flight bookings via IDFC FIRST Bank App
1% Fuel Surcharge Waiver
Fees & Charge
Joining Fee - NIL
Annual Fee 21,000 + GST, NIL (on annual spends of 2L or more)
Minimum FD Amount is ₹10,000
Whom to Refer?
Target Audience
Ideal for users with low or no credit score (CIBIL score below 700)
Age group: 21 to 65 years
Employment type: Both salaried and self-employed individuals
Location: Urban and semi-urban residents (where digital onboarding is smooth)
Credit barriers: Those rejected for unsecured cards or loans due to limited credit history
Intent: Looking to build credit score, get access to future credit (loans, unsecured cards)
Documents Required
Aadhaar Card
PAN Card
Training video
Lead tracking time
Leads will be tracked within 4 working days of submission
Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
Earnings can be transferred directly to your bank account.
How It Works?
Step by step process
Share 'IDFC Hello Cashback Credit Card' link to everyone in your contact (Friends/customers).
Ask customers to click on the link and enter their name & mobile number, pan no, pincode to continue.
The customer will be redirected to the IDFC Bank official page.
STEP 1: Fill in your details and Apply
STEP 2: Book fixed deposit
STEP 3: Complete KYC process
STEP 4: Your Hello Cashback Credit Card is ready!
T&C Rules to Follow
X Not Eligible for Payout
ETB (Existing IDFC Bank Credit Card Holders) payout applicable No
Eligibility & Process for New Customers:
1.The customer must apply using your unique tracking link.
2. Ensure the entire application is completed in a single session (no breaks or restarts).
3.The customer must book a Fixed Deposit (FD) of minimum ₹10,000.
4. The customer must complete VKYC and activate the credit card.
FAQ'S
1.What makes the IDFC Hello Cashback Credit Card different from other cards?
1 Enjoy cash withdrawals for up to 45 days at a nominal fee of 199 + GST.
2 Get a credit limit equal to your FD value fully secured & assured.
3 Earn interest on your FD + enjoy up to 5% cashback on card spends.
4 Link multiple FDs anytime to increase your credit limit easily.
2.What is the minimum FD amount required?
You need to open an FD starting from ₹10,000.
3.Can I use the card with UPI?
Yes the IDFC Hello Cashback Credit Card is UPI-enabled and can be used via UPI apps.