Features
Enjoy UPI Convenience with Your Credit Card
3% CashPoints on Grocery & More
2% CashPoints on Utility Bill Payments
1% CashPoints on All Other Categories*
17 Up to 50 Days of Interest-Free Credit
Zero Fuel Surcharge
Fees & Charges
Joining Fees: INR 99 + Tax/-
Annual Fees: INR 99 + Tax/-
Whom to refer?
Target Audience
Age:
21 to 60 years (Salaried)
21 to 65 years (Self-Employed)
$ Income:
20,000/month (Salaried)
26 Lakhs/year (Self-Employed)
Customer Type:
New to Bank (NTB) only
Must have a regular & stable income
Minimum CIBIL Score: 750
Documents
Identity Proof
PAN Card
Aadhaar Card
Address Proof (Any 1):
Electricity Bill
Telephone Bill
Aadhaar Card
Passport
Rental Agreement
Income Proof
Last 6 Months' Bank Statement
Last 3 Months' Salary Slips
Employment Letter
Training video
Lead tracking time
Leads will be tracked within 5 working days of submission
Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
Earnings can be transferred directly to your bank account.
How to perform?
Step by step process
Share the product link with everyone (friends/customers)
The customer clicks the link and enters their mobile number and PAN.
The customer fills in employment details, address, and other required information.
Customer selects their preferred credit card.
Enter and confirm residential address.
KYC. Use OTP-based Aadhaar verification for Video
an Complete Video KYC: Click "Proceed" agent will assist the customer in completing the video KYC.
Important Points for Video KYC
Ensure a quiet space
Keep PAN card, pen, and blank paper ready
Be ready to answer security questions:
PIN code
Mother's name
Date of birth
Make sure customer remembers all details entered during the journey.
Card Activation & Transaction
As per RBI guidelines, the customer must activate the card.
Customer needs to do at least one transaction of 2100 or more to qualify you for the full payout.
T&C Rules to follow
Earn upto 2600
Earn upto 2000 On card approved & activated (activate the card by calling 1860 266 0333)
Earn 600 On customer completes transaction of 2100 using the credit card a
NOTE: If the customer is an ETB (existing customer), you will receive a flat payout of ₹300.
Important points:
1. The customer has to apply for an HDFC Bank UPI RuPay Credit Card using your tracking link.
2. Ensure the application is completed in a single journey.
3. Target Customers:
-Age: 21 years and above
-Good Credit Score
-Monthly Income: ₹20,000
4. Customers receiving salary in cash will be considered 'Self-Employed.
5. Provide accurate and complete address details. mention if the current address differs from the permanent address.
6. Enter full address and always include a landmark near the customer's address.
7. Customers must complete the application on their own device. If multiple customers use the same device, no commission will be paid.
8. If a customer exits the process midway, they must complete it using the same link; otherwise, the lead will be rejected.
9. The customer's mobile number must be linked to their Aadhaar card.
10. The customer must hold a credit card for at least 3 months.
11. To qualify for payout, the customer must activate the credit card.
12. The customer must make their first transaction within 30 days of activating the card.
13. Any suspected fraud will result in account deactivation and blocked earnings.
14. Customers who are employees of the same financial institution may not be eligible for payouts.
15. If the application is exited midway, the customer must re-enter the following codes to continue:
DSA Code: XCHC
SM Code: A39836
LG Code: BSFT01
LC Code: BSFT01
FAQ's
1. What is the HDFC Bank UPI RuPay Credit Card?
The HDFC Bank UPI RuPay Credit Card is a credit card tailored to earn rewards on UPI transactions, among other benefits.
2. How many cash points can I earn with this card?
You can earn up to 3% cash points on select categories, 2% on utilities, and 1% on most other transactions, with a maximum of 500 points per category each month.
3. What is the annual fee for the HDFC Bank UPI RuPay Credit Card?
The annual fee is INR 99 plus tax. However, this fee can be waived off if you spend ₹25,000 or more annually.
4. Is there a CIBIL score requirement for the HDFC Bank UPI RuPay Credit Card?
Yes, applicants should have a CIBIL score of 750 or above.
5. What if I don't qualify for any card offers through the Bureau?
In such cases, you would need to provide proof of income for further evaluation.