Features
Guaranteed approval: No documents or Income proof required
RuPay Credit Card: Link and Pay seamlessly across all UPI apps
Instant Discount: Up to 20% off on Swiggy, Zomato, Instamart, BookMyShow, and more
Cashback on Brand vouchers: Flat 5% Cashback on Top Brands like Amazon, Flipkart and upto 15% on Dominos, Nykaa and 80 other Top Brand Vouchers
Lifetime-free: No Annual or Renewal fees
Up to 7% interest on FD: Credit building while growing savings; FD insured by RBI
Other Information:
FD starts with just Rs 5,000
Available on iOS, Android, and Web platforms
Fees & Charges
Lifetime-Free Card - No joining or annual fees.
Minimum FD Amount is Rs.5000
Whom to sell?
Target Audience
Ideal for users with low or no credit score (CIBIL score below 700)
Age group: 22 to 40 years
Employment type: Both salaried and self-employed individuals
Location: Urban and semi-urban residents (where digital onboarding is smooth)
Credit barriers: Those rejected for unsecured cards or loans due to limited credit history
Intent: Looking to build credit score, get access to future credit (loans, unsecured cards)
Documents Required
Aadhaar Card
PAN Card
Training video
Lead tracking time
Leads will be tracked within 5 working days of submission
Receive your Payout every Friday for each successful lead converted till Sunday of every week.
How to get your commission
Earnings can be transferred directly to your bank account.
How It Works?
Step by step process
Suggest 'SBM ZET Credit Card' to everyone in your contact (Friends/customers).
Share product link with interested customers.
Ask customers to click on the link and enter their name & mobile number to continue.
The customer will be redirected to the SBM ZET Credit Card' bank page.
STEP 1: Start Application
Begin your application for the SBM ZET Credit Card.
STEP 2: Book an FD
Open a Fixed Deposit to start the application process.
STEP 3: Complete VKYC
Provide your basic details & complete video KYC.
STEP 4: Activate Virtual Card
Get instant approval & receive virtual card within 10 mins.
T&C Rules to Follow
X Not Eligible for Payout
ETB (Existing SBM ZET Credit Card Holders) payout applicable No
Payout Details:
+600 payout: FD amount of ₹5,000 or more
400 payout: FD amount between ₹2,000 24,999
Eligibility & Process for New Customers:
1.The customer must apply using your unique tracking link.
2. Ensure the entire application is completed in a single session (no breaks or restarts).
3. The customer must book a Fixed Deposit (FD).
4. The customer must complete VKYC and activate the credit card.
FAQE
1.What makes the SBM ZET Credit Card different from other cards?
1.It's FD-backed, meaning you lock a fixed deposit which acts as security for the card.
2.It has lifetime-free status: no joining or renewal fees.
3.No income proof or prior credit history is required to apply.
2.What is the minimum FD amount required?
You need to open an FD starting from ₹5000.
3.Can I use the card with UPI?
Yes the SBM ZET Credit Card is UPI-enabled and can be used via UPI apps.
4.How long is the interest-free period for purchases?
You get a 45-day interest-free credit period on UPI payments.
5.Are FDs on this card insured by RBI /DICGC?
Yes. The FD you place for this credit card is insured under DICGC (i.e. your deposit is insured up to ₹5 lakhs)